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Savings rates current as of Wednesday
July 28, 2010
Rates subject to change  Products
 Min. Opening Balance
APY
Rate Category
$100
.40%
Statement Savings
$100
.30%
NOW Account (Checking)
Piedmont Money Market Account
Balances of:
$2,500
.40%
$2,500-$9,999.99
$2,500
.50%
$10,000.00-$24,999.99
$2,500
.60%
$25,000.00-$49,999.99
$2,500
.70%
$50,000.00 or greater
$500
1.01%
3-Month Certificate
$500
1.01%
6-Month Certificate
$500
1.05%
9-Month Certificate
$500
1.20%
1-Year Certificate
$50,000
1.20%
1-Year/3-Year Certificate
$500
1.50%
18-Month Certificate
$500
1.75%
2-Year Certificate
$500
2.00%
30-Month Certificate
$500
2.25%
3-Year Certificate
$500
2.50%
4-Year Certificate
$100,000
1.10%
6-Month Negotiated Certificate
$100,000
1.30%
12-Month Negotiated Certificate
$500
1.15%
6-Month Fixed-Rate Retirement
$100
1.25%
12-Month Fixed-Rate Retirement
$100
1.65%
18-Month Fixed-Rate Retirement
$100
1.01%
18-Month Variable-Rate Retirement
$100
2.15%
30-Month Fixed-Rate Retirement
$100
2.55%
48-Month Fixed-Rate Retirement
  An interest penalty will be imposed for early withdrawal. On May 20, 2009 FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013. |
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Equal Housing Lender, Member FDIC